If you are paying too much for your cellphone bill, make sure you check out the following websites to see if your carrier offers discounts to your school/employer. Discounts can be percentage off your monthly bill or on new equipment purchases.

• AT&T: Premier Corporate Discount Program
  AT&T has business agreements with thousands of corporations, government agencies and educational institutions to offer wireless products & services to their employees and students at a significant discount.
• Verizon: Employee Discounts
  New and existing Verizon Wireless customers may be eligible to receive discounts on phones, calling plans, accessories and more through their employer’s discount program.

  To find out if you qualify, please enter your work email address below. If your work email address matches our records, you will receive an email from us with instructions on how you may begin to take advantage of the discounts you are eligible for.

• T-Mobile Corporate Discount Program
  Employees of contracted T-Mobile Business Customers may request a corporate discount. The discount ranges from 0% to 15%, per Business Customer monthly volume. If available, the discount will appear on your monthly bill.
• Sprint / Nextel: Employee Value Program
  Sprint has business agreements with hundreds of corporations and government agencies to offer wireless products and services at a significant discount when purchased online or over the phone.

  Once you have submitted your email, we will either send you an email to access your discounts or automatically direct you to your private online store!

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AT&T (T) on Saturday began offering refurbished iPhones for the lowest price yet seen in the United States:

For several weeks before Christmas, Apple (AAPL) blogs were buzzing with rumors that Walmart would be selling a new version of Apple’s iPhone at the magical $99 price. Currenlty, Walmart is still selling them at $197 for a $2 discount.

AT&TS’s $99 iPhones are the same old models, slightly used.

According to the small print on att.com,

Refurbished phones are previously owned devices that have been unused or lightly used and returned during the 30-day trial period. Each refurbished phone is independently quality tested and loaded with the latest software to meet current factory standards. Some refurbished iPhone 3G devices will have minor scratches.

Refurbished iPhone 3G devices carry a warranty of 90 days or more. For details about the warranty on your refurbished iPhone 3G go to www.apple.com/support/oss/.

The catch? The heavily discounted phones come with the usual 2-year contracts, which can cost up to $2,000, depending on the plan.

The sale ends Dec. 31 or when AT&T runs out of stock, whichever comes first.

Wal-Mart is rolling out sales of the iPhone 3G this weekend for a whopping $2 discount. Wal-Mart will offer the 8GB iPhone 3G for $197 and the 16GB model for $297. Customers are still required the same two-year service contract. In response, Best Buy is currently offering the iPhone 3G models for $189.99 and $289.99 — seven bucks less than Wal-Mart’s “always low prices.”

Now, to be fair, Wal-Mart does promise to match any local store’s advertised store price, so if you remember to bring in a printed Best Buy ad, you can get the lower price. Still, for a chain famous for having cheap stuff, it’s surprising Wal-Mart isn’t dropping its own price from the start — particularly when you consider the recent $99 iPhone rumors and Wal-Mart’s own past 3G deals.

A lot of retailers are targeting the day after Christmas, Dec 26, as the second Black Friday to boost their sales. Customers can expect retailers to slash prices even more as they try to clear out their inventory before year ends. This year, whopping pre-Christmas sales have not done enough to sway shoppers to spend. They’re awaiting deeper discounts, and retailers are promising them.

“People can come in from 7 a.m. to noon and they are going to find great deals,” says Tom Aiello, a spokesman for Sears Holding, which owns Sears and Kmart. “It’s like Black Friday.”

“There’s not a lot of time for retailers to make up for what’s been lost,” says Kathy Grannis, National Retail Federation spokeswoman.

Among offers:

Sears will offer up to 75% off on electronics and 50% off on Craftsman tool storage chests. Kmart will add 40% off to clearance items, already marked down 30%.

Toys R Us circulars in newspapers Thursday will bill the day after Christmas as the “biggest” after-holiday sale with deals including an $81.99 race car set for $19.99 and table games, originally $239.99, for $131.99.

Crate & Barrel has savings of up to 70%.

J.C. Penney stores open at 5:30 a.m. with twice as many door-buster deals as last year. Among the 100 deals: 70% off jewelry.

“People are saying, ‘Why wouldn’t I wait for another 30% off on already 50% markdowns,’ ” says Marshal Cohen, chief industry analyst at NPD Group.

FatWallet has been a major source of hot deals posted on this website. But most people may not be aware of FatWallet’s cashback program. The way cashback program works is if you go through FatWallet’s link to certain store’s website, you will be entitled to a cashback amount equal to X% of your purchase. How can FatWallet afford to do this?

FatWallet.com earns commissions on purchases members make through our Cash Back eligible merchants and we share part of our commission with the member. Why? Because when we share, we win!

I have personally used the cashback program many times. There were a couple times where the system didn’t automatically record my purchase and I had to submit a support ticket to FatWallet. But, their staffs have been extremely helpful. Read the rest of this entry »

Best deal I could found earlier was $95 from Amazon. Then I saw Circuit City has it for $79.99 couple days ago. Now until Dec 1, Radio Shack has it for $59.99.

Let your music out.
Whether on the go, on your desk or at home, the iM600 resets the expectations for features and performance in a sound solution for your iPod. Simply plug your iPod in and experience amazing sound from its dual 2″ neodymium drivers. Plus, the integrated stereo FM radio and wireless remote means you get performance and convenience from this portable system.

* Get powerful, crystal-clear sound with bass enhancement technlogy from this portable iPod system
* Stereo FM radio with presets give you the option to listen to your favorite radio station too
* Fully compatible with iPod models that have the alarm clock and sleep timer features
* SFX Stereo Field Expander dramatically expands the audio soundstage for heightened stereo effect
* Input jack for connection of a second device like a CD, DVD or other MP3 player
* Rechargeable Li-ion battery let’s you listen for up to 7 hours continuously while on the go

What’s in the box
* inMotion iM600 mobile speaker system
* Wireless remote
* Power supply
* User guide

You’ll also need
* iPod
* iPod nano
* iPod mini

Even the most successful consumer products are going on sale this Black Friday. Apple.com has just announced an one-day sale this Friday. There’s no telling of how much savings we can expect. But Kaufman Bros. analyst Shaw Wu predicts Apple could be offering discounts of up to 15% on Macs, iPods and accessories, compared with 5%-10% in previous years. Another tip is that Apple store managers are offering to match any advertised price — a policy they quietly followed in the past but now openly acknowledge. Read the rest of this entry »

Instead of waiting until this Friday, Amazon has already rolled out their Black Friday sales this week.

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However, don’t miss out Amazon’s Annual Amazon Customers Vote Deal! This year there are again 6 rounds of voting, totaling 18 deals.

Read the rest of this entry »

The annual American Express My Wishlist is set to return December 1, 2008. So far, a teaser website has started here. The big prizes revealed so far are:

One thing that seems to have changed this year is the Wish Certificates. They are released prior to the big ticket items on My Wishlist between November 3 - 21. Also, the quality of the Wish Certificates have downgraded significantly. Missing are the popular Amazon, Home Depot and Toys R Us certificates. Read the rest of this entry »